When I grew up I took French Immersion in school.  By learning a different language, I was given another point of view on the world.  In some respects part of my brain looked at a situation one way, part of my brain looked at things another way.

Now that I am an adult, I try to look at all things from two sides.  Usually, I can save myself some misery or even sometimes some money.  Just this past week, my point of view has helped me out in the area of finances.

You see, I decided that I needed to shave a little bit of expenses out of my budget – we were doing ok, but if we could save a few bucks, that would be better.  First off, I felt that I was spending way to much on bank fees.  You see, our savings account had fees if you were to put in money, or take it out.  What I wanted was the best savings account I could get – I wanted to at least make some money on what I had put away.

I also wasn’t too happy with the interest rate on my credit card.  Unfortunately, we have carried a balance on the card for the last few months, and it would be better if the interest we paid on the card was less than what we pay now.  I went online to compare credit cards and found I could get a better interest rate than I was getting – on a card with no fees.  That would save us about fifty bucks a month, and that would help.

Lastly, I was going to look into our car insurance.  With all the commercials on television telling me that I could save money, I am sure I could shave a few dollars off our payments each month.  I decided to do a car insurance comparison online and found if I did switch, I could save a couple hundred of dollars per year.

Now that I have found some places to shave some expenses off our budget, we can save for the trip we plan to take at Christmas… I can’t wait.