I am a firm believer that your money matters, no matter how much money you have. It may sound cliché when people are asking for donations and say that every cent counts, but I really believe that it does. A few cents from thousands of people adds up to hundreds of dollars.

Where this really comes into play for me is saving for retirement. I hear so many people say that they just can’t afford to do this and I think that you really can’t afford not to. Michael Dinich is somewhat of an expert on this and he admits that a very small amount of money now can build up to a very large amount in the future.

I kind of got a passion for this sort of thing when my mother hit retirement age and had not saved anything for her future. She is now seventy-three years old and she is still working because she can’t afford not to. I started writing a daily article on my blog, urging people to put away even a few dollars a day. It is as simple as giving up your daily coffee and it will be worth it in the long run.