It is completely illegal to operate a motor vehicle without adequate auto insurance. What is considered to be sufficient coverage is determined accordingly by each state. It is a bad choice to drive without insurance and one that you may pay for dearly, later on.
If you don’t supply proof of legitimate auto insurance at the Secretary of State subsequently you can’t buy license tags for your car. If you want to legally drive a car then you must also have license tags that are valid. The consequences for driving without insurance are strict, including fines, tickets, and the chance of having your license suspended.
When police find that you are driving without insurance, they can have your cat towed away at your expense. States pay the price for uninsured motorists. It is a very smart move for you to think about getting car insurance because it does protect you.
Drivers that operate without insurance are placing themselves in very compromising situations in the event of an accident. Any money that you had invested in your car will be gone and there could be further implications as well, including lawsuits filed against you.
All parties involved in an accident, including passengers in your vehicle can, by law, take you to court for any expenses that they may have incurred. With auto insurance these people would have been protected as well as yourself.
In addition, the insurance company will cover costs of repairing your vehicle after you meet your deductible. In the event that your car can not be repaired then the insurance company would pay for you to buy a new one.
At some point, everyone that decides to drive without insurance is going to need to buy it, even if for a short period of time. Insurance companies are well aware of folks that have a tendency to drive and have no insurance.
These people are considered to be high risk and while they can still buy insurance it is often probationary and extremely costly. The costs of driving without insurance are clearly not worth it.
